Before making a claim, check the excess you have to pay yourself on your policy. The amount varies but is generally between €100 and €600. You will not be able to claim for amounts less than the excess.
If the amount of a claim is small, consider whether it is worth making a claim. If you make a claim, you may lose your no-claims discount with certain insurers and you may find it more difficult to shop around for certain types of cover the next time you renew your policy. ( See futher Blog below )